Author Topic: Move to make health insurance mandatory for long-stay visas  (Read 509 times)

Offline thaiga

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Move to make health insurance mandatory for long-stay visas
« on: December 24, 2018, 12:30:32 AM »
Move to make health insurance mandatory for long-stay visas

Foreigners with one-year Non-Immigrant Visa “O-A” (Long Stay) will have to compulsorily arrange health insurance, according to new proposals of a key committee.

The criterion under the Immigration Act 1979 was approved by the Medical Hub Committee, Dr Kittisak Klapdee, adviser to the Minister of Public Health, said on Sunday.

Kittisak was assigned by Public Health Minister Dr Piyasakol Sakolsatayadorn to join Tourism and Sport vice minister Ittipol Khunplome at the Medical Hub Committee’s second annual meeting, which approved in principle the amendment of the criteria for one-year long-stay visas.

Once it comes into effect, foreigners having the visa will be required to have Thai insurance policies covering their entire stay in Thailand with minimum Bt40,000 out-patient medical bill coverage and minimum Bt400,000 in-patient medical bill coverage.

Those already having overseas insurance policies that meet the minimum requirement would be exempted from subscribing to Thai insurance policies. They will be able to apply for long-stay visas using their foreign insurance policies, he said.

Details and guidelines pertaining to the amendment were being jointly formulated by the Public Health Ministry, the Foreign Ministry, the Interior Ministry, the Immigration Bureau, the Office of Insurance Commission, the Thai General Insurance Association, and the Thai Life Assurance Association. At the next stage, it would be forwarded to the Cabinet for approval as a formal policy, he added.

The amended criterion is aimed at ensuring health protection for long-stay visa holders – mostly elderly foreigners – and also benefit the public and private hospitals in the country, he added.

nationmultimedia.com
Anyone who goes to a psychiatrist should have his head examined.

Offline Roger

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Re: Move to make health insurance mandatory for long-stay visas
« Reply #1 on: December 24, 2018, 05:16:33 AM »
Thaiga. Very important info. Hopefully this idea will bite the dust along the way ?

 :thankyou

Hope you are well and enjoying your rest AND wishing you and all KF's a very Happy Christmas and New Year  :drink

Offline Taman Tun

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Re: Move to make health insurance mandatory for long-stay visas
« Reply #2 on: December 24, 2018, 10:05:28 AM »
Yes, agree.  Money spent on insurance is generally money wasted.  If you want to make a claim then there is always some small print lurking.

Seasons greetings all.
If the old only could, if the young only knew.

Offline Roger

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Re: Move to make health insurance mandatory for long-stay visas
« Reply #3 on: December 24, 2018, 10:18:39 AM »
TT - that's right - we've all heard of claims not being fully settled and sometimes, not settled at all.

Regarding this new proposal, such a measure would only partly deal with the problem. I think I'm right in saying that Health Insurers generally like to exclude 'pre-existing conditions'. But it's the pre-existing condition which is most likely to cause the problems and costs.

Hopefully this brainwave will soon expire ATB

Offline thaiga

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Re: Move to make health insurance mandatory for long-stay visas
« Reply #4 on: December 24, 2018, 12:24:32 PM »
Thanks for the mention Roger, personally i don't think this will happen, like most things has it been thought out properly. already people are scrambling and have the worry about the income letter no longer being provided by some countries and they have to show the money in the bank, one way or the other

the pound just sitting there everyday at around 40, if you want a UK passport renewal from thailand it's trips to bangkok, so many worries for those at their time of life, elderly people that thought life would be easier living here. it would make sense to have a scheme where as you paid a sum to the government to cover heath issues when you apply for your visa/exstension, job done.

as for having a rest i have recently gone through a health problem myself, but recovering ok, my wife said hang on don't die, think about your pension :-[ ha! ha!.

Wishing you all the best for christmas, just a note. what is the visa requirement money 800,000 Bht (in my case) held in the bank for, anyone know :spin

                             
Anyone who goes to a psychiatrist should have his head examined.

Offline Johnnie F.

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Re: Move to make health insurance mandatory for long-stay visas
« Reply #5 on: December 24, 2018, 03:58:48 PM »
hang on don't die, think about your pension :-[ ha! ha!.

Actually that's mainly what keeps me wanting to live as long as possible! I don't get an old age pension, it's a compensation for having been disabled in a work-related accident. So the payments come from an employers' mandatory accident insurance. Over the years they managed to build up such a loving relationship by forcing me to take them to court repeatedly. The longer I live and the more they have to bleed, the more I enjoy those victories over their insurance lawyers.   ;D

That wish to collect the compensation as long as possible also makes me care more for my health, keeps me healthy, not need or trust any physician etc. :spin

just a note. what is the visa requirement money 800,000 Bht (in my case) held in the bank for, anyone know :spin

Legally married to a Thai it is "just" 400,000 Bht. The downside of applying for an extension based on the marriage certificate is, that you have to submit every sheet in double: one for the Korat Immigration and one for the head office in Bangkok. And then you need at least two trips to the immigration, one for submitting the documents and one six weeks later for getting the stamp in your passport, as the decision to extend or not will be made in Bangkok. Retirement extension is easier, but you need to be richer!. 

Merry Xmas, if you feel here any different than any other day! :)

Offline thaiga

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Re: Move to make health insurance mandatory for long-stay visas
« Reply #6 on: December 24, 2018, 04:32:27 PM »
A bit a news from around the forums, might be handy if your thinking of medical insurance. thanks to the guys @ Thaivisa :)

do read the conditions set out like: "The Company reserves the right ;
To adjust the premium in accordance with the age and risk profile of the Covered Person(s).
To adjust any term and conditions, coverage as necessary."

the first name that comes to mind is BUPA, i hear they have sold out to AETNA but with pushed up rates of about 5,000 more.(Only Bupa Thailand was purchased by Aetna)

post from itsallmedia t/v  12.000 a month err!  :-[

I wanted to join BUPA as well as that's who I use in the UK. I ended up signing up for Cigna Global Platinum. The premiums are higher, but it is global insurance for expats with no limits on cover. 3 weeks after joining, I wanted to get some hormone testing done and I called up and they gave me an auth code without asking much. Went to hospital and they ran 32k baht of blood tests in 1 day and it was all directly billed to Cigna. So far they've been great, the only con being it's a UK phone number to call them. I picked Platinum (unlimited cover), Med Evac, Outpatient, well being, no deductibles and co pay and it came out at about 12k/mo which I thought was reasonable

post from kamalabob2 t/v @ 87,948 bht Err! gulp  :(

Attached is the real cost of AETNA Thailand for a 65 year old male. 2 million baht per condition, not 2 million baht cap per year on the policy.
Anyone who goes to a psychiatrist should have his head examined.

Offline thaiga

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Re: Move to make health insurance mandatory for long-stay visas
« Reply #7 on: January 03, 2019, 06:35:47 PM »
Some information on the brochures of Pacific Cross

 To give you an impression on the coverages at Pacific Cross we would like to provide you with more information regarding the Maxima Plan of Pacific Cross (see below). Please note however that most of the information given below also applies to the other plans.

 The Standard Series has three plans: 1) the Standard plan and 2 the Standard Plus plan and 3) The Standard Extra Plus plan.

 Some advantages and important aspects of the Maxima plan:

    Coverage (Plan1: 270.000, Plan 2: 450.000 and Plan 3: 780.000 Baht per disability per year in case of illness/accident);
    Lifetime renewable;
    Total freedom of hospital choice only for the Standard Extra Plus Plan;
    Possibility to exclude ‘’outpatient care’’ against a 20% premium discount;
    Cancer treatment (radio and chemo therapy) is covered.
    Deductible/excess possible (see p.6);
    Medical Examination is required for all applicants of 65 years and older (costs about 8000 Thai Baht). Pacific Cross will reimburse 7500 Baht when they accept you.

Premium at age 71                         Standard                   Standard Plus                      Standard Extra Plus

In -and outpatient                        44955                     61961                               77473 Baht yearly
Anyone who goes to a psychiatrist should have his head examined.

 



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